Pension Assets Gain N4.5trillion As 11m Workers Join New Scheme

 

By allcitynews.ng, From Businessdairy.ng

The nation’s pension fund assets gained N4.5trillion in 2025 having jumped from N22.51trillion in December 2024 to N27trillion as at December,2025.

This is even as 11.04million workers have now joined the new pension scheme known as Contributory Pension Scheme (CPS), after their employers opened a Retirement Savings Account (RSA) for them.

In January 2025, the fund rose to N22.86trillion, rising by N350billion.

By February, the fund had risen by over N400billion to N23.26trillion while in March, it gained about N120billion to N23.38trillion.

In April, 2025, it heightened to N23.65trillion, was N24. 1trillion in May, even as it rose by over N500billion to N24.62trillion in June. By July the assets swelled to N25.79trillion and in August, 2026, it was N25.89trillion.

While it soared by about N110billion to N26.08trillion in September, it we t further up in October to N26.66trillion.

By November, 2025, it was N27.05trillion and in December, 2025, it was N27. 45trillion.

Nigeria’s pension fund assets ended 2025 at N27.45trillion as at December, 2025, soaring from N27trillion in November 2025, according to Businessdairy.ng findings.

On a month-to-month basis, it rose by about N450billion between November and December, 2025.

Meanwhile, for the month of December, money market instrument attracted N2.62trillion as pension fund operators invested N2.2trilliom in Corporate Debt Securities.

Meanwhile, Federal Government securities attracted the most of pension assets as pension fund managers invested N16. 33trillion .

The growth in pension fund assets is attributed to increased contributions from employers and employees, as well as investment income from fixed income securities, equities, and mutual funds, according to findings.

Despite progress in pension adoption and acceptance, 73.1 million workers in Nigeria’s public and private sectors remain unenrolled in the pension scheme. Stakeholders are calling for increased advocacy and enforcement of the Pension Reforms Act (PRA) 2014 to reduce defaulters.

Recall that the National Pension Commission (PenCom) had earlier tweaked the pension industry investment guidelines to allow Pension Fund Administrators (PFAs) to invest in infrastructure and private equities.The Micro Pension Plan has been renamed Personal Pension Plan to widen its adoption among entrepreneurs.

“We are committed to ensuring that pension contributors get good returns on investment of their contributions while the pension assets can now give real returns in terms of economic impacts,” said director-general of PenCom, Ms. Omolola Oloworaran.

According to Businessdairy.ng report,,“There is need for advocacy to convince employers on the need to bring their employees on board, calling for intensified enforcement of the PRA 2014, to reduce the rate of defaulters, so that, workers have rest of mind at retirement, knowingful well that there is a fund somewhere to cater for them in their post-work years,” said pension industry stakeholders.

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